Med spa vendors.
A clearer choice.

Advance Care offers a healthcare credit-card financing option for practices and patients. The provider FAQ is the relevant starting point for merchant participation questions.

Patient Financing

Alphaeon Credit

Alphaeon Credit offers patient-financing tools and a practice-facing participation program. Its provider pages describe the financing relationship and practice support route.

Patient Financing

Beautifi

Beautifi provides patient-financing services and a provider participation route. Practices should compare the merchant arrangement with the patient-facing borrowing offer.

Patient Financing

BoomCloud

BoomCloud provides membership-plan and recurring-billing software. Its homepage is dental-focused, while a separate med spa page describes the aesthetic-practice use case.

CareCredit is a health-and-wellness financing credit card with a provider network. Patient promotional-financing language should be assessed separately from practice merchant fees and participation terms.

Cherry provides patient payment plans for healthcare practices, including a dedicated med spa offer. Its public med spa page describes the practice workflow and application experience.

Credee provides payment-plan software and checkout infrastructure, including a configurable payment-flow builder. It explicitly describes itself as software infrastructure rather than a lender or financial institution.

Denefits supplies configurable checkout and payment-plan infrastructure. Its current platform describes checkout delivery through APIs, embedding, SMS, and QR codes rather than a single patient-financing product.

FinanceMutual provides configurable checkout and payment-experience infrastructure. Its site explicitly says it does not originate loans, extend credit, or make underwriting decisions.

Patient Financing

LendingUSA

LendingUSA provides financing options for consumers and participating businesses. A med spa should distinguish patient financing terms from merchant-program fees, settlement, refunds, and operational responsibilities.

Patient Financing

Medicard

Medicard provides patient financing for elective healthcare procedures. A practice should compare the provider agreement, eligible procedures, patient application flow, settlement timing, and refund handling.

PatientFi offers elective-care financing through participating practices and lending partners. Its aesthetics offer includes practice-specific and rewards-related workflows. Compare actual merchant fees and settlement conditions alongside the patient disclosures; approval and individual terms are not guaranteed.

PowerPay connects healthcare providers and consumers with financing through lending partners. A practice should compare merchant costs and settlement arrangements separately from the patient loan offer and its approval requirements.

Patient Financing

Sunbit

Sunbit offers pay-over-time products through merchants and platform connections. Healthcare is one of its named sectors; a med spa should confirm eligible services, merchant fees and patient disclosure requirements before adoption.

Patient Financing

United Credit

United Credit connects consumers and merchants with a network of lending options. The merchant enrollment page describes transaction-triggered fees instead of recurring enrollment or subscription charges; individual borrower approval and terms remain subject to the lender.

Patient Financing

Wisetack

Wisetack offers patient financing for elective medical providers through lending partners. Its medical merchant page describes a fee deducted when completed financing funds a treatment payment, rather than an implementation or subscription charge.